MONEY MARKET ACCOUNTS / SAVINGS ACCOUNTS

Citizens Bank & Trust provides a variety of savings programs that are secure alternatives in providing maximum return and liquidity. From high yielding money market accounts to safe and secure Certificates of Deposit with flexible maturities, Citizens Bank & Trust has the right solution for you. All of our services come with our commitment to excellent service, friendly assistance and reliable security.

Money Market
Savings Account


Money Market

$1,000 minimum opening deposit
No monthly maintenance fee if the account maintains a minimum daily balance of $10,000 or more.
If the balance in the account falls below $10,000 on any day of the statement period, a monthly maintenance charge of $10.00 will be applied at the end of the statement period.
Six (6) free withdrawals per month, three (3) of which may be third party checks. For each additional withdrawal, an excessive withdrawal fee of $10.00 will be applied at the statement period.
Interest is earned on the daily collected balance

Savings Account

$100 minimum opening balance
Interest compounds quarterly
No maintenance fee if balance is above $100 during statement cycle; $3 if balance falls below during statement cycle
Nine free withdrawals per quarter; additional withdrawals $.75
$10 minimum opening balance for minorsÐNo monthly service charge

 

 

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